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Introducing the ZayZoon VISA® PrePaid Card

Employees want to get paid when they need it, without the $5 payout fee. Now, they can—with the ZayZoon VISA® Prepaid Card*.

Get a free demo
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Employees at these companies trust ZayZoon

8 hours the average reduction in absenteeism per employee using ZayZoon per month
29% reduction in turnover for businesses that offer ZayZoon
2X more job applicants for businesses that offer ZayZoon

Earned Wage Access, minus the transaction fee

anytime
No admin needed

Unlike a payroll card, which you own and administer, the ZayZoon VISA® Prepaid Card requires zero administration. We take care of everything so you don't have to. 
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Zero fees
No monthly maintenance fees attached.** Employees have access to their earned wages without having to pay a cent in transaction fees.
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Easy to access

Prepaid cards don't require a credit check, making them easier to access than traditional bank cards. To enroll, all employees have to do is sign up for ZayZoon. 
Payroll
Flexible
No employer offboarding required. Employees can use their ZayZoon VISA® Prepaid Card as direct deposit if they have a second job or reload funds themselves.
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Funds are safe
The ZayZoon VISA® Prepaid Card is offered by ZayZoon in partnership with our FDIC insured bank partner, so all funds are safe.

The definitive guide to selecting the right EWA provider

In this guide, you'll find everything you need to know about on-demand pay, from a comparison of the top providers in the space to questions you should ask prospective vendors.
Read the guide
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How it works

1
Employee selects to receive their paycheck by direct deposit onto their ZayZoon Visa Prepaid Card.
2
A digital card is issued almost instantly, with a physical card delivered in 5-10 days. The card can be added to Apple Wallet, Google Pay or Samsung Pay.
3
The remainder of your employee's paycheck will be deposited onto the card on payday.
4
The card acts like a debit card, allowing employees to spend against a preloaded balance (in this case, their earned wages via EWA or direct deposit).
5
Employees can fund the card themselves or via direct deposit at a second employer.

*Employees must be 18 years or older to access the ZayZoon Visa Prepaid Card.

**A $5.00 monthly inactivity fee is charged after 12 months of consecutive inactivity. Your Card is considered inactive in any month where there are no transactions.

ZayZoon VISA® Prepaid Card is issued by Metabank®, N.A., Member FDIC pursuant to a license from Visa U.S.A. Inc. Cards can be used everywhere Visa debit cards are accepted.

 

Cardholder Agreement & Privacy Policy