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You're invited!
Get instant access to your wages. No more late bill payments, bank overdraft fees, and payday loans.
89% of employees report ZayZoon reduces their financial stress
ZayZoon is available 24 hours a day, 365 days a year. You get to pick where we send your money.
Trusted by your employer and some of the biggest brands in the world to ensure your security.
People love ZayZoon
How we help
At most, it costs a $5 flat-fee to access a portion of your wages. That's it! ZayZoon funds all early wage access requests with no hidden interest rates or fees.
Receive your funds in minutes. Better yet, you choose where you'd like to send your funds.
3 ways to get paid
Checking Account / Debit Card
You can access your money by quickly transferring to you checking account OR an existing debit card. Bank connections are read-only and use 256-bit encryption. ZayZoon’s payment partners are PCI certified for handling your credit card and bank account information.
OR
ZayZoon Visa® Prepaid Card
The new ZayZoon Visa Prepaid Card gives you access to your earned wages without the $5 payout fee. The ZayZoon Visa Prepaid Card acts like a debit card; you can use the card in store or online anywhere Visa debit cards are accepted.
OR
ZayZoon Boost Instant Gift Cards
Get paid today!
Signing up for ZayZoon is quick and easy. And if you have any problems, our friendly staff always available to help.Lasheika's Story
"I told my sisters, brothers, and friends (about ZayZoon's Wages On-Demand). Most wish they had a job that would offer ZayZoon to them. The excitement on my face when I tell them is priceless."
Lasheika had to start over; with few possessions in hand and leaving an abusive relationship, she began an arduous new chapter in her life towards financial and personal independence.
Lasheika was thrilled to land a job as a Customer Service Representative because it meant a steady income and a new future. As she navigated this new phase, unexpected expenses started to come up; expenses that did not seem to line up with the 14-day pay period. Lasheika isn’t alone. Many are in similar situations: needing cash right away but having to wait until payday or having to resort to borrowing money to get those funds when needs arise.
Learn how to take control over your finances
Get free access to ZayU financial wellness including financial education, spend tracking, and predict when your bank account is going to start costing you money.
