Instant Access To Your Wages
No more late bill payments, bank overdraft fees, and payday loans.


89% of employees report ZayZoon reduces their financial stress
ZayZoon is available 24 hours a day, 365 days a year. You get to pick where we send your money.
Trusted by your employer and some of the biggest brands in the world to ensure your security.
People love ZayZoon
How we help
At most, it costs a $5 flat-fee to access a portion of your wages. That's it! ZayZoon funds all early wage access requests with no hidden interest rates or fees.
Receive your funds in minutes. Better yet, you choose where you'd like to send your funds.
Choose how to get paid
Checking Account / Debit Card
You can access your money by quickly transferring to you checking account OR an existing debit card. Bank connections are read-only and use 256-bit encryption. ZayZoon is PCI certified for handling your credit card and bank account information.

OR
ZayZoon Boost Instant Gift Cards

Lasheika's Story
"I told my sisters, brothers, and friends (about ZayZoon's Wages On-Demand). Most wish they had a job that would offer ZayZoon to them. The excitement on my face when I tell them is priceless."
Lasheika had to start over; with few possessions in hand and leaving an abusive relationship, she began an arduous new chapter in her life towards financial and personal independence.
Lasheika was thrilled to land a job as a Customer Service Representative because it meant a steady income and a new future. As she navigated this new phase, unexpected expenses started to come up; expenses that did not seem to line up with the 14-day pay period. Lasheika isn’t alone. Many are in similar situations: needing cash right away but having to wait until payday or having to resort to borrowing money to get those funds when needs arise.