Take control of your payday and enjoy absolute freedom.

In partnership with SDP, you can now get paid whenever you like!

Interested? Get Started Here. 

Access your wages early for a flat fee of $5. Nothing else. Have money in your account 24  hours a day, 7 days a week.

Forget Every Two Weeks. Get Paid When You Want.

Everyday is Payday.

ZayZoon is the easiest way to access your wages early. No app to download and no cards to wait for in the mail. ZayZoon is entirely online and can be used with a smartphone, tablet, laptop or desktop - you pick.


Funds sent directly to your bank account. Instant. 24/7/365


$5 flat fee - no hidden fees!


No credit check!


We are not a loan!







How It Works

  1. Request Access

    ZayZoon and Southland Data Processing have already done the heavy lifting. Just enter your info in the box above, or notify us you want to get started through our live chat on this page.

  2. Let Your Co-Workers Know About ZayZoon!

    That's all you need to do to get started. But hey, why not tell your co-workers about this awesome service. Plus, we give you a $5 credit on your ZayZoon account for each co-worker you get to try us out!

Discovered by hundreds of thousands of employees across thousands of businesses.

Customer Success

Customers love us. No question about it.


Getting started is easy

In less than one minute you can sign-up, choose how much money you would like to access, and have it transferred into your bank account, instantly.

Funds are automatically taken off your next paycheck. 

Early Access to Wages

Save money on NSF charges and late payments. It's earned but unpaid wages. You can access them when you want.

Secure and Easy to use

No credit check, under one minute to sign up, and all made possible by a trusted integration with Southland Data Processing.

Incredible Support

We maintain an average live-chat response time of 5 minutes.

More Questions?

  • So, Isn't this just a payday loan?

    No. ZayZoon does not charge interest and does not place debt on you. ZayZoon simply provides employees access to their earned wages early.

  • What is the cost?

    There is no interest charged. ZayZoon is not a loan and instead charges a at fee of $5 to access $200 at a time.

  • Do I need to do anything for repayments?

    Payouts are automatically repaid through payroll direct deposit on your next payday.

  • How long to receive money?

    Funds are transferred instantly, 24 hours a day, 365 days a year.

  • How long does it take to sign-up and access funds?

    You can go from sign-up to having funds in their bank account in less than 1 minute. 

  • How do I sign-up?

    If your employer has opted-in, you will be notified of the service through email, employer marketing materials or your payroll self-service portal. All that is needed for sign-up is for you to upload a picture of government issued ID and debit card information or bank account information for funds transfer.

    If your employer hasn't opted in, we just need to have a quick chat with them and have your payroll provider, Southland Data Processing, turn them on.

  • Is ZayZoon secure?

    Absolutely. ZayZoon is 100% cloud hosted on Amazon Web Services (AWS) which is a SOC2 compliant hosting service. As well, ZayZoon has numerous policies and procedures in place that follow the ISO standard. 

  • I have more questions.

    ZayZoon provides excellent customer support 9am - 9pm via live chat at www.zayzoon.com or email at support@zayzoon.com

    All of our customer support agents are fit to answer whatever questions you might have and set the appropriate meetings with ZayZoon management if need be.