Responsible Financial Solutions for Employees from RABco powered by ZayZoon.
Employees paid through RABco can now access Wages On-Demand and actionable Financial Wellness products from ZayZoon.
There is no cost to employers and employees pay a flat fee to get early access to earned wages.
ZayZoon is already available to your people, give us your contact info and number of employees and we will send you what you need to get started.
38% of Employees say financial stress is a distraction for them at work. Reducing financial stress minimizes distraction, reduces absenteeism and improves Employee Wellness.
By allowing your employees to access part of their paycheck when they need, they gain control over their finances between paydays. This can help them avoid costly alternatives like overdraft fees and predatory loan products.
Retain and Recruit
25% of employees use our services. Employees are now asking if employers have Wages On-Demand as part of onboarding. Put ZayZoon in your job postings.
Getting started is easy
Step 1: Does your Employer use RABco? You will need to know if your company uses PlatinumPay or Kronos HCM as your payroll platform. If unsure log in to your ESS portal, ask your employer or check on your paystub.
Step 2: Click here to activate your account. To get going you will need a username/Company short ID or your client ID. Both are avaialble on your pay statement. Once you authorize to finish setting up your account a government issued Photo ID will be required.
Step 3: Access your available funds! Once you successfully request a payout, the amount you were sent plus the fee will be automatically deducted from your next paycheck.
Early Access to Wages
Access $200 at a time for a $5 flat fee to avoid overdraft fees, late bill payments or to cover a cash flow shortfall between paydays. Get paid when you need.
Secure and Easy to use
No credit check, under one minute to sign up, and all made possible by a trusted integration with RABco Payroll.
We maintain a live-chat response time of five minutes.
So, Isn't this just a payday loan?
No. ZayZoon does not charge interest and does not place debt on you. ZayZoon simply provides employees access to their earned wages early.
How much does it cost?
ZayZoon charges a flat fee of $5 to access up to $200 of your earned wages at a time.
How long does it take to receive money?
When you set up your account, there are a few different ways for us to send you money. If you have a debit card, pay card or your financial institution accepts E-checks, funds can be transferred in near real-time 24/7/365. If you choose the bank account direct deposit option, it can take 1-2 days.
When do I need to pay ZayZoon back?
Funds are automatically deducted from your paycheck on your next payday.
How is my available limit calculated?
Your available limit is based on your already earned, but unpaid wages.
How long does it take to sign-up and access funds.
If you send us a proper image of a government issued ID, you can set up your account in minutes.
Is my information safe?
We make security a priority at ZayZoon. Our website uses 256-bit encryption to protect the privacy and security of your information. The same security your online banking offers you.
What if I took money by accident?
Mistakes happen! Maybe you got excited with how simple the process to access your money was and accidentally clicked submit? No worries. Contact our support staff and we can work on reversing the advance.