Access your paycheque sooner

ZayZoon provides access up to $1000 whenever you need it. Built right into PayChequer.

I get paid using PayChequer

You are employed by an organization that uses PayChequer.


Continue as Employee

I pay people using PayChequer

You use PayChequer to pay employees of your organization


Continue as Employer

I don’t currently use PayChequer

We’d love to tell you about PayChequer by Payment Evolution.


Tell me more

Join Thousands of Happy PaymentEvolution Customers

A ZayZoon advance is the most responsible short-term cash option for PayChequer Customers.

  • You can access up to $1000
  • No Application to fill out and No Credit Check
  • Money is deposited directly into your bank account
  • Low Cost, 80% less than the bad guys

ZayZoon is created with you in mind.

Short-term cash advances built right into your PayChequer portal.

No Debt

They are your hours; cash them in. Our payroll-integrated service means that you can access your hours before payday, never taking on any debt in the process.

80% Less than a Payday Loan

ZayZoon likes to keep the fees low, and keep you flush. The cost of accessing ZayZoon is 16 cents/$100/day.

Easy to Use

Choose how much money to access and click submit & that’s it. Don’t worry about remembering when to pay us back — money is automatically debited from your account according to the payment terms you select.

You’re in Control

You choose how much you would like to access and with features like My Account, you can always see your Advance status and history.

You’re Safe

Bank-level security encryption standards ensure your data security and privacy are of the highest importance.

Show me How it Works

Take me to PayChequer

We’ve received such amazing positive feedback about ZayZoon – the ultimate employee benefit.

Sam Vassa
CEO, PaymentEvolution

The company I work for only does payroll once a month… I am finding this hard, as I have always been paid bi-weekly in the past…

Administrator, Private School

Waiting a month, or even two weeks to be paid can be quite hard for some employees. In our organization I was always willing to help employees out if needed, but with ZayZoon, I can now be completely hands off and know my employees are treated fairly

Chris Massie, COO

I 100% recommend ZayZoon to my colleagues. Customer service has been amazing!


Frequently Asked Questions

  • Who can use ZayZoon?

    ZayZoon works for Canadian residents who are part of our payroll network. Not sure if that’s you? Contact us to find out. To use our services you must:

    • Be a Canadian Resident ‎
    • Be at least 18 years old
    • Be apart of our payroll network
    • Be paid by direct deposit to your bank account

  • How do I get started?

    Simply sign-up by providing your name, email and a password! To streamline the verification process and have the ability to access your funds from ZayZoon, fill out your personal information as well as your banking info at the same time. Don’t have all your information handy? No problem, you can skip these steps and fill them out at a later time by visiting the ‘My Account’ page! For employees with access to ZayZoon through their payroll self-service portal, the banking step is already done for you!

  • What are the fees?

    Minimal. ZayZoon likes to keep the fees low, and keep you flush. The cost of accessing ZayZoon is 16 cents/$100/day. Example: You are paid bi-weekly and are being paid on the 1st and 15th of each month. It is the 10th and you decide to take $100 from your ZayZoon account. You will pay the advance back on your payday after next or in this case, the 1st. assuming a 30 day month, you will have had the $100 advance for 21 days and it would have cost you $3.36.

  • Is my information safe?

    We make security a priority at ZayZoon. Our website uses 256-bit encryption to protect the privacy and security of your information. The same security your online banking offers you.

  • How long does it take to verify my account?

    Some accounts are verified instantly. For others, it may take up to 2 business days. For employees with access to ZayZoon through their payroll self-service portal, your account is already verified!

  • How long until I see money in my account?

    In some cases, money will be in your account within minutes. We are working towards instant transactions for everyone. For the majority of ZayZoon customers, money will arrive within 24 hours. If you request an advance on a Friday, it may not reach you until Monday. Contact support about any questions you may have.

  • What if I created an Advance my mistake?

    Mistakes happen! Maybe you got excited with how simple the process to access your money was and accidentally clicked submit? No worries. Contact our support staff and we can work on reversing the advance.

  • What are the terms of the ZayZoon Advance?

    ZayZoon gives you a little bit more time than the other guys to pay back your advance. You have up to 90 days to pay back the Advance.